Saturday, December 28, 2019

Inclusion Paper - 1110 Words

Inclusion is a viewpoint that brings different students, whether able or disabled to create schools and other social institutions based on acceptance, belonging and community. In any classroom there are different kinds of children, but you may not be able to notice the differences among them from just looking at them. In almost every classroom they should be at least one child that needs special services that is not given in the classroom. There is no one law that forces classrooms to be inclusive, but when the Americans with Disabilities Act was passed in 1990 it made it illegal for any facility to deny any person or persons admittance into a facility because they had a disability. Advocacy for Inclusion believes that children who have†¦show more content†¦While inclusion may not be for every child out there, the benefits greatly out evaluate the negatives, thus why an inclusive classroom has been more and more pushed as the way to go for education of younger children. In clusion programs must provide all students with access to a challenging, engaging and flexible curriculum that helps them to be successful in society. When a child is in an inclusive classroom, it is extremely important for the parents and teacher to have a complete understanding of each other and have the ability to be contacted whenever possible, at a reasonable hour. When a child enters into an inclusive classroom the support materials that are necessary for the child to learn best are brought to the child, rather that the child going from room to room throughout the day. This way the child and teaching team are taking advantage of every minute they have together during the day. Curricular inclusion requires the involvement of all children in the same daily learning events and as such careful thought and preparation are essential. When the resources were not brought to the child and the child had to go to the resources that child had to spend their day going from room to room and wasting several precious minutes. A child will learn best when they have a positive role model to look up to and for a child with a disability that positive role model might be one of his or her peers or teacher. More important to find out theShow MoreRelatedDiversity and Inclusion Paper1085 Words   |  5 PagesThinking About Diversity and Inclusion Paper SOC/315 December 15, 2010 Professor Dr. Lorthridge Introduction This paper will discuss and focus on the four dimensions of diversity: ethnicity, gender, differences in skills, abilities and personality traits and how they have an impact in my workplace. To be able to go further in this paper one should understand the definition of diversity. Diversity is a variety between people associated to factors such as culture, employment status, educationRead MoreInclusion Paper2229 Words   |  9 PagesCEP 370 13 December 2012 Inclusion Essay â€Å"Inclusion isn’t a right, it’s a way of living†. Written on my floor bulletin board, I was shocked when I first saw this. How is inclusion not a right? Why would someone even write something like this in a public space, knowing that others might take offense to something that was written like that. I was appalled at first but then realized what was written after that. It is a way of living. That is the only part of the statement that I wholeheartedlyRead MoreThinking About Diversity and Inclusion Paper1074 Words   |  5 PagesThinking About Diversity and Inclusion Paper Marquillia Wiggins SOC/315 February 25, 2013 Dr. Dixon Thinking About Diversity and Inclusion Paper Cultural diversity, or multiculturalism, is based on the idea that cultural identities should not be discarded or ignored, but rather maintained and valued. The foundation of this belief is that every culture and race has made a substantial contribution to American history. However, many people remain opposed to the idea of multiculturalism, or culturalRead MoreParties Against Full Inclusion For Children With Disabilities Essay1106 Words   |  5 PagesFull Inclusion According to the latest figures available from Data Accountability Center, U.S. Department of Education, 2,415,564 students were identified as having a Specific Learning Disability in the Fall of 2010 (â€Å"Full Inclusion†). With the severity of the number of individuals with disabilities in the school system, the controversy of the best way to support them arises. One of the solutions of this controversy is the issue of full inclusion. Those opposed to the idea of full inclusion fearRead MoreChildren With Special Needs Should Spend Most Time With Non Disabled Children1578 Words   |  7 Pagesother sources to prove my thesis. I have organized my paper into three main questions: 1. Who are children with special needs? 2. What is public school should offer to the children with special needs and their parents? 3. Why they should spend more time with non-disabled kids? It can be very difficult for teacher to teach both disabled and non-disabled students in inclusion classrooms. However, various strategies exist for teachers working in inclusion classroom. WHO ARE CHILDREN WITH SPECIAL NEEDS?Read MoreH. Research Paper.1378 Words 6 Pages. Research Paper. Inclusive1389 Words   |  6 Pages H Research Paper 1378 Words 6 Pages Research Paper Inclusive education means that all students in a school, regardless of their strengths or weaknesses in any area, become part of the school community. They are included in the feeling of belonging among other students, teachers, and support staff. The educational practice known as, full inclusion may have negative effects on the self-esteem of a special needs child. In 1975, Congress passed the Education for All Handicapped Children Act, alsoRead MoreInclusive Education For Children With Disabilities1631 Words   |  7 Pagesthe general education setting. Many factors can make inclusion difficult or complex. Accommodating instruction to meet the educational needs of all students is one of the most fundamental problems in education. Many argue that inclusive practices benefit all students. While others argue that inclusive education is inadequately designed to meet the needs of exceptional students. Benefits of inclusive education have long been debated. This paper will review the i ssues of inclusive education. IntroductionRead MoreInclusion Is Not A School Or A Childcare Setting?1574 Words   |  7 Pagesclassroom settings. In this paper I will be discussing what inclusion is, concerns parents and educators have about meeting the child’s needs, research related to the children developing quickly and children with special support. As well, I will discuss services offered by the Vancouver Supported Child Development Program, and my personal view about children learning in an inclusive environment. What is Inclusion? The Oxford Dictionary describes the word Inclusion as â€Å"The action or state ofRead MoreChildren With Special Needs Should Spend Most Of The Time With Non Disabled Kids1643 Words   |  7 Pagesinteresting books, magazines, articles and other sources to prove my thesis. I have organized my paper into tree main questions: 1. Who are children with special needs? 2. What is public school should offer to the children with special needs and their parents? 3. Why they should spend more time with non disabled kids? It can be very difficult teaching special needs children within inclusion classrooms. Both disabled and Read MoreReflection1148 Words   |  5 Pageswithin a time span of only 8 hours. I learned the importance of asking questions, giving clear and concise instructions, and setting an example to help students understand the difference between inappropriate and appropriate behavior. Throughout this paper, it is evident that the most important thing I learned from my field experience is to always believe in, and never hinder, a student’s potential. Personal Expectations Coming into this project, I was slightly nervous about how I would approach

Friday, December 20, 2019

Jane Austens Presentation of Mr Collins in Pride and...

Jane Austens Presentation of Mr Collins in Pride and Prejudice Jane Austen presents Mr Collins as a character with many different traits. Mr Collins is a man who is very aware of his social status, likes to impress people, is extremely proud and has an inflated ego to name but a few. The first time we get a mention of Mr Collins, is in chapter thirteen, where we learn that Mr Bennet has in fact never met the man who will inherit the house upon Mr Bennets death. We learn this from Mr Bennet, and the way he says, ``it is a person whom I never saw in the whole course of my life. This suggests that Mr Collins arrival will be one of great surprise and unexpected. Also, it gives a hint of†¦show more content†¦However, the full reason for his letter becomes apparent later on in the letter, when he says to Mr Bennet about his daughters, assure you of my readiness to make them every possible amends, - but of this hereafter. Here he is hinting at a proposal to one of the daughters. I feel that this shows that everything he does is about money and his own happiness. He feels that after meeting the girls for the first time that they will happily marry him and therefore he will receive more money, he feels that he will be easily accepted because they are in such a desperate economical need. He must be very arrogant to think this and this is also shown later on in the story. In Volume One, Chapter Fourteen, we see the arrival of Mr Collins and the first dinner they have together. Even though Mr Bennet had not seen Mr Collins before, he knew that he would be more than happy to talk about Lady Catherine de Bourgh. When Jane Austin says Mr Collins was eloquent in her praise. Shows that he is once again showing off about her and making her out to be a wonderful lady. This makes him look good in the company of Mr Bennet and his family. Here I feel that he feels that he needs to boast about things to makeShow MoreRelatedPride and Prejudice: Exploring the Chasm Between Love and Marriage in Georgian England1675 Words   |  7 Pagesâ€Å"Pride and Prejudice†, is a novel which explores the huge chasm between love and marriage in Georgian England. Jane Austen’s presentation of passion and matrimony reiterates the fact that marriage is a â€Å"business arrangement†. Austen uses irony to make fun of polite society in this satire and Austen a lso emphasizes the point that social hierarchy dictates whom you can marry. The pressures of men and women in Georgian England are revealed through her exploration of the aristocracy’s prejudice againstRead More With particular reference to the novel opening, how does Jane Austen1247 Words   |  5 Pagesopening, how does Jane Austen present the role of women in pride and prejudice? Pride and Predujice With particular reference to the novel opening, how does Jane Austen present the role of women in pride and prejudice? Pride and prejudice was first published in 1893, this was a time when it just became acceptable for women to write and publish books. Pride and prejudice was set in the early 19th century in rural England. Pride and Prejudice is the story of Mr and Mrs Bennet, their Read MoreJane Austen s Pride And Prejudice1418 Words   |  6 PagesMarriage is a fundamental topic in Jane Austen’s famous novel, Pride and Prejudice. Readers become invested in the lives of the Bennet sisters who are constantly dreaming of relationships. Still unknown, however, is Austen’s reason for writing this novel that is so extremely concentrated on marriage. Some critics believe that Austen wrote the novel to portray how different social classes affected the lives of women such as the Bennet sisters. Others, however, believe that the novel was writtenRead MorePride And Prejudice By Jane Austen1285 Words   |  6 PagesPride and Prejudice Analysis I.Introduction Jane Austen wrote her novels during the time period known as the Regency. The Enlightenment and the Age of Reason, a time where ideas like democracy, secularism, and the rise of developing sciences were making their way across Europe had come to an end.It was replaced with the wave of horror that was the French Revolution, a once minor revolt that escalated into a violent war, concluding with the rise of Napoleon, which whom England fought against the majorityRead MorePride and Prejudice by Jane Austen859 Words   |  3 PagesIn Jane Austen’s 1813 Pride and Prejudice displayed the 1800’s culture revolving around marriage, gentry, and the Rights of Women. The time era in Pride and prejudice, wealth influenced social interactions, and matrimonies. Pride and prejudice revolved around a conservative view of social life gradually branching throughout â€Å"wants and needs† into an ongoing profession of modern day marriages. Mainly focused on the Bennet family regard ing marriage due to Mrs. Bennet advocates her five daughters toRead MoreRobinson Crusoe vs Pride and Prejudice2573 Words   |  11 Pagesmythology and epic heroes. However, to what extent can Robinson Crusoe be called the â€Å"first novel† and how is it different from all that have been done so far? Besides, what are the evolutions in the novel genre leading to Victorian novels, like Pride and Prejudice published almost one hundred years later (1813) in terms of style, themes and concerns? Augustan writers, before Daniel Defoe, were very protective of the status quo and their novels were philosophical and religious, based on a myth of theRead MoreEssay on The Sun Also Rises Pride and Prejudice1283 Words   |  6 Pagestheir own gain, enjoyment, and pleasure, but in Jane Austen’s Pride and Prejudice, Women are portrayed to be good beings who want to love and be loved, and men are the horrid ones who use women for their own pleasure and gain. Hemingway shows in his novel, men are true in their love by example of Jake’s love for Brett, and that women are horrid through Brett who only has flings with men and then leaves. While Austen shows women truly love through Jane and Elizabeth, and that men are horrid throughRead MoreTheme of Identity Pride and Prejudice1369 Words   |  4 Pagesï » ¿Ã¢â‚¬Å"The presentation of the theme of identity is what draws the reader in† Explore the methods by which writers develop the theme of identity in the light of this statement. In Jane Austen’s novel Pride and Prejudice, there is a strong sense of identity in certain characters in the novel. Elizabeth has a high understanding of her own views and opinions, which often contrast with those around her â€Å"She had always felt that Charlotte’s opinion was not exactly like her own†. However, other charactersRead MoreLove and Marriage in Jane Austens Pride and Prejudice2117 Words   |  9 PagesLove and Marriage in Jane Austens Pride and Prejudice Analyse Jane Austens presentation of love and marriage in her novel Pride Prejudice. From your evidence suggest what Austen regards as a good marriage. On first impressions of the novel, my own prejudices clouded my judgement of the book and of what it might have consisted. Living in the 21st Century it is somewhat difficult to imagine anything remotely similar, interesting or slightly scandalous happeningRead MoreComparing Shakespeare s Midsummer Night s Dream, Pride And Prejudice And The Great Gatsby2712 Words   |  11 PagesCompare and contrast the presentation of love and marriage in A Midsummer Night’s Dream, Pride and Prejudice and The Great Gatsby. The main theme which brings A Midsummer Night’s Dream, Pride and Prejudice and The Great Gatsby together is the idea of how love and marriage is presented. Shakespeare, F. Scott Fitzgerald and Austen all portray love and marriage as being two separate issues, which rarely intertwine. The different contexts in which these texts are written have all had a huge impact

Wednesday, December 11, 2019

Proposal Community Livelihood Development â€Myassignmenthelp.Com

Question: Discuss about the Proposal on Community Livelihood Development. Answer: Introduction: A project can be defined as any piece of work that has a specific start and an end point and is carried out to achieve some prefixed objectives ("What is a project? definition and meaning", 2016). In this report, we will discuss a number of concepts related to project management and planning. For this particular report, the topic selected is construction of soccer pitches or grounds in Waiariki Institute of Technology. The report will provide details such as the objectives of the project, its background, scope, deliverables, work breakdown structure, etc. Project Background Waiariki Institute of Technology is one the leading institutes in New Zealand with a lot of opportunities to offer to the students. The institute has developed infrastructure for a number of hobbies and sports activities. Recently, there have been a lot of demands from the students regarding the construction of a proper soccer pitch. The students have formed soccer teams and they want the management to provide them more opportunities by constructing a proper pitch and arranging for inter-institute competitions. Therefore, the management has prepared a proposal and has decided to fulfil the demands of the students. Project Objectives The objectives of the project are listed below: 1. To construct a soccer pitch using the latest design concepts and proper infrastructure within the institute 2. Find the best area that would serve as a ground for soccer pitch 3. Acquire flood lights for the pitch 4. To complete the whole project within a time period of 6 months Project Justification An institute is a place that offers learning opportunities to the students. If an institute wants the students to become highly capable and competitive, they have to provide them with extra learning opportunities and not just focusing upon studies. The learning opportunities should also be offered in sports and hobbies. Though the institute has been able to prepare a number of sports grounds, such as a tennis court, badminton court, swimming pool, cricket pitch, etc. it still lacks a proper pitch where the students could practice and play soccer. Therefore, with the increasing demands for a soccer field, it has become necessary for the management to get a soccer field constructed so that the students could practice their game and the institute could host friendly matches with other institutes and improve their relations ("How to write a Project Justification in a proposal on community livelihood development project - Funds for NGOs", 2010). Project Scope Project scope or project deliverables are the end results of the project that is being undertaken. In this case, the project deliverables or the project scopes of the construction of soccer pitch are discussed below: A proper soccer pitch where the students will be able to practice and the management will be able to host soccer events A new sport opportunity for the students to pursue Maintenance of better relation with other institutes by hosting friendly soccer matches Improved infrastructure of the institute Project Stakeholders The stakeholders of the project are listed below: Students they are obviously the stakeholders as they will be using the pitch once it is ready Management of the institute the management of the institute has a stake in the construction project as it has to invest a lot of resources in the project and has some long term objectives associated with it Institute the institute has a reputation to build and hold. The final outcome of the construction work will affect the reputation of the institute. A well planned soccer pitch with all the necessary equipment and tools will increase the reputation of the institute. Work Breakdown Structure A work breakdown structure is an important project management technique which aims at breaking down the whole project into small manageable sections and allocating resources to each of the section ("What is a Work Breakdown Structure - Workbreakdownstructure.com", 2016). Let us now develop a work breakdown structure for the construction of soccer pitch project: Selecting a suitable site where the pitch can be constructed Preparation of the site according to the specifications given by experts Hiring construction labour and appointing project manager Preparation of earth, such as levelling of ground Construction of dressing rooms and rest rooms for the teams Installation of flood lights all around the pitch Preparing a sitting plan for the viewers and constructing the sitting area Acquisition of all the equipment and tools required for the game, such as goal posts, material for drawing lines, flags, soccer kits, etc. Installation of sound system in the soccer stadium for announcements and commentary. Project Budget The budget for the project has to be carefully decided as it is a large scale project. If the management plans to construct a soccer ground with flood light, sitting facility, rest rooms, etc. the budget of the project will shoot up but the ground prepared will be one of the finest grounds and could be even used to host events in the future. The flood lights and sound system will also make it possible for the institute to provide the soccer pitch for professional matches i.e. for national and international events. Therefore, the complete budget of the project will be fixed around 6.4 million dollars while the breakdown of the budget is given below: Preparation of ground 40,000$ Construction costs (restrooms and sitting area) 150,000$ Labour 50,000$ Flood lights 250,000$ Sound system 75,000$ Sports equipment 75,000$ Risk Analysis Checklist The risks associated with the project are discussed below: The risk of the expenditure increasing the budget The risk of lower quality construction work to compensate for lower budget or investment The risk of delay in the construction project or missing important deadlines Risk of sound system and lighting system not being properly installed, which might increase the maintenance costs later on References How to write a Project Justification in a proposal on community livelihood development project - Funds for NGOs. (2010). Funds for NGOs. Retrieved 24 July 2016, from https://www.fundsforngos.org/free-resources-for-ngos/how-to-write-a-project-justification-in-a-proposal-on-community-livelihood-development-project/ What is a project? definition and meaning. (2016). BusinessDictionary.com. Retrieved 24 July 2016, from https://www.businessdictionary.com/definition/project.html What is a Work Breakdown Structure - Workbreakdownstructure.com. (2016). Workbreakdownstructure.com. Retrieved 24 July 2016, from https://www.workbreakdownstructure.com/ What is project scope? - Definition from WhatIs.com. (2016). SearchCIO. Retrieved 24 July 2016, from https://searchcio.techtarget.com/definition/project-scope

Wednesday, December 4, 2019

Fundamental of Investing Case Study of Mr.A

Question: Describe about the Fundamental of Investing, a case study of Mr. A? Answer: Introduction In the current investment market scenario, investment is a procedure that helps the people to mobilise their savings. In the current case study, Mr.A has retired from it MNC firm for which he has been compensate him with SGD 350000. Since then MR. A is looking for investment opportunities in order to multiply his savings for the future return (Brentani, 2004). There are several offers has been given by the several companies from mutual fund companies to real investment to investment in energy related asset. The study will take through the various risk and return phase in the present investment options. Supply and Demand Analysis Mr. A is considering the Michael offers to invest in energy. The price of the oil has been increased has been increased rapidly. The Singapore is one of the premier hub of oil and gas which is valuable sectors that contributes more than 5% of Singapore GDP (Fanchi Fanchi, 2013). Apart from that, National energy policy report of 2007 shows that, growth in the energy is sector is higher than any other investment. As per the report of SP, in 2015, Singapore oil and gas sector will be grow with SGD 1.47 billion. Apart from that , investment in various mutual fund portfolio like equity, insurance and debt and bonds are some of the major investment areas. Since, the Ms. Kelly has asked the Mr.A to invest SGD 100,000 in their business which will give return of nearly 8-12% per annum (Goldstein Razin, 2002). The demand of shares and equity is been rising but there is higher risk because of 2008 market crash. Moreover, the demand for the real estate is in Singapore as per the Singapore land authority is higher but due to housing bubble in 2008 has been one of the major drawback of pricing of the pretty has been increased since 2008. But the rumor has it that, it will be bounce back in 2016 (Kaminsky, Lyons Schmukler, 2001). Investor Profiling Since Mr.A is very much Non aggressive and looking for long term returns. Investor portfolio as per the Singapore market Investment profiling for Mr. A Total investment % Total amount SGD (Total amount in cash1.5 million) Equity 5% 7500 Bond 20% 30,000 Insurance 25% 37500 Investment in energy sector 50% 75000 Real Estate 20% 30,000 Graph 1: Investor profiling (Source: Abdul karim Fleming, 2012, pp-220) Life cycle Energy sector is one of the inflation protected securities sector which has been growing since 2005. Apart from that, government bonds are non taxable income against the inflations change. Investment profiling for Mr. A Years of investment Return in % Return of investment Equity 2 years 18% 8850 Bond 3years 50% 45000 Insurance 10 years 10.5% 41437.5 Investment in energy sector 3 years 12% 84000 Real Estate 5 years 20% 36000 From the above , it has been found that , life cycle of the investment shows that, Mr.A will have greater return on investment from insurance , bon sand energy sector because of high invest are made in these portfolios (Wu, 2012). Legal framework and Ethics As per the legal framework SFA (Securities and future act) and the financial advisors act 110 has set the regulations for entering into the capital market of Singapore. Market intermediaries those have CMSL capital market licensing are under the act of administrated by the MAS. A person who is looking to trade in these areas needed to be manage need to have the authorization from these houses for equity and bond market (Nelken, 2006). As per the given report, SGX have more than 1110 market intermediaries under the MAS. The companies act 50 deals with the entire company related stock market from incorporating to winding up. Ethical trading While conducting trade within the capital market or investing in the capital market, SGX follows some set of norms: No sharing of company internal information (insider trading) Taking the fair brokerage prices from the every single customer. Fair and equal means opportunity for every investors (Kaminsky, Lyons Schmukler, 2001). No coercion and forcing to customers to invest in any form of investment Risk and Return Capital market: Investment in capital market has been growing as per the SGX report since 1999. The growth in equity, bond and insurance are some of the major growing market is more than 12% per annum. However, there is risk associated with the share and bond market is higher because of the uncertainty and non guaranteed areas (Goldstein Razin, 2005). Real estate: Real Estate market is open of the growing market as per the global property guide .com. however, during the 2012, the Singapore housing and land cost is bubble burst because it is decrease of 0.7% in third quarter is one of the major areas of concern (Akiba Iida, 2004). Investment in energy sector: Investment in energy sector is one of the better investment opportunities for the investors because the return is more than 3% of total GDP . There is high chances of gaining the higher return (Bellace, 2014). However, forming cartel by the OPEC nation and reform laws are one of the major loopholes areas that can increase the price of oil. Time value of money For the chosen the investment patter shows that, equity market would give higher return with 8-12% in SGD. With help of NPV , the entire investment of Mr. A will analysed (Cartier, 1998). This will help the Mr.A to choose the best options viable for him. Investment profiling for Mr. A Years of investment Return in % Return of investment Equity 2 years 18% 8850 Bond 3years 50% 45000 Insurance 10 years 10.5% 41437.5 Investment in energy sector 3 years 12% 84000 Real Estate 5 years 20% 36000 Equity :NPV=-150000 + 8850 /1.18 +8850/(1.39) =-150000 + 7500+6367 =-136133 Bond : -150000 +45000/1.5+ 45000/2.25+ 45000/3.37 = -150000 + 30000+ 20,000 + 13353 =-88647 From the above, it has been found that, time value of money for the each of the investment would be different each other. The Reason for taking 1$ today rather than at some point of time because the dollar received today can be invested to make more money in future (Chua Chou, 2010). Apart from that, saving today allows to earn interest on their saving of 1$ which will give higher return in future. Analysis of different investment Investment in capital market: Investment is capital is one of the most prominent way to increase the investment. However, MR. A has to keep track of the every invested money that has been invested in the separate mutual funds including bonds, insurance , equity , foreign stocks and foreign currencies (Fu Jennen, 2008). Investment in real estate market: Investment in real estate market in the Singapore is current not worth because of housing bubble scenarios is going to burst (Lecomte Ooi, 2012). Although the Mr.Lawrance promises to pay more than 20% of the return but the chances of losing the money is higher. Investment in Energy sector: As per the given report, company Z Michael promise the return would be more than 3% growth at every quarter which is one of the lucrative investment. However, these energy sector are very much under government regulations norms which is gain very risky for more than 1 year of investment (Tu, Ong Han,2008). Money market: Other major areas of investment would be money market where the bond is purchase for less than six month and return are fixed guaranteed by the public sector banks. Analysis different investment Proposal From the above analysis, the chosen investment area for Mr. A is capital market and investment in energy and retail sector. Energy sector: Energy sector companies like AD TEK Pty Ltd and EZRA holdings of Singapore has growth of more than 23% from next year (Ema.gov.sg, 2015). Mr.Micheal has made right kind of offer which helps the Mr.A to gain the double the present investment. Rest, mutual funds and real estate is also booming industry but investment in the land and real estate can be very much risky because of the growth rate of the company is decreasing every year by 2.3% which can creates housing bubble (www.garp.org,. 2015). On the other hand, investing mutual funds would increase the investment with growth of more than 9.05% approximately. Recommendations Credit risk: Credit risk for energy sector Credit risk in energy sector of Singapore Percent (%) Too much of borrowing 8.3% Weak statements 22.67% Poor previous record of energy sector 17.3% Total debt 5.2% Method of operation: Energy sector in Singapore uses multi attribute utility theory (MAUT) which help the industry or companies to convert the utility into total quantity. There are various trends within the energy sector of Singapore such as wholesale trading, pricing volatility , real time pricings and environmental regulations and advance technology (Okp.listedcompany.com, 2015). Major profit are coming from the whole selling of the products to the offshore companies and in ASEAN region. The guarantee: The investment in energy sector is very much has higher return which is backed by the EMA (Energy market authority). Energy market authority is very is regulatory bodies that promise to protect the interest of investors (Tu, Ong Han,2008). Energy sector: Investment in energy sector would helps the Mr. A to fund their children higher education along with pay the net and taxes of his monthly expenditure (Fu Jennen, 2008). Conclusion From the above study, it has been found that, Mr.A has various option for investment. Investing mutual fund will help the Mr. A to gain the ROI with 8-12 % per annum. Apart from that investment in real estate will give the Mr.A return worth of 20%. Lastly investment in energy sector would help the Mr.A to gain more than 20% of growth. However, there is risk in mutual fund because of the recent recession. Moreover , there is huge risk in investing in the real estate where the chances of housing bubble is higher as per the SGX report. Reference List Books Brentani, C. (2004). Portfolio management in practice. Oxford [England]: Burlington, MA. Fanchi, J., Fanchi, J. (2013). Energy in the 21st century. Singapore: World Scientific. Goldstein, I., Razin, A. (2002). An information-based trade off between foreign direct investment and foreign portfolio investment. Cambridge, Mass.: National Bureau of Economic Research. Goldstein, I., Razin, A. (2005). Foreign direct investment vs. foreign portfolio investment. Cambridge, Mass.: National Bureau of Economic Research. Kaminsky, G., Lyons, R., Schmukler, S. (2001). Mutual fund investment in emerging markets. Washington, DC: World Bank, Development Research Group, Macroeconomics and Growth. Nelken, I. (2006). Hedge fund investment management. Amsterdam: Elsevier/Butterworth-Heinemann. Wu, K. (2012). Energy Economy in China. Singapore: World Scientific Publishing Company. Journals Abdul karim, n., Fleming, e. (2012). factors affecting foreign direct investment in malaysia's manufacturing sector: An analysis across states. Singapore Econ. Rev., 57(04), 1250015. doi:10.1142/s0217590812500154 Akiba, h., Iida, y. (2004). Some empirical evidence of exchange market pressure in singapore. Singapore Econ. Rev., 49(01), 55-69. doi:10.1142/s0217590804000792 Bellace, J. (2014). American unions and the economy the unheard voice of a shrinking sector. Singapore Econ. Rev., 59(04), 1450029. doi:10.1142/s0217590814500295 Cartier, C. (1998). Mega development in malaysia: from heritage landscapes to "leisurescapes" in melaka's tourism sector. Singapore J Trop Geo, 19(2), 151-176. doi:10.1111/j.1467-9493.1998.tb00257.x Chua, K., Chou, S. (2010). Energy performance of residential buildings in Singapore. Energy, 35(2), 667-678. doi:10.1016/j.energy.2009.10.039 Fu, Y., Jennen, M. (2008). Office Construction in Singapore and Hong Kong: Testing Real Option Implications. J Real Estate Finance Econ, 38(1), 39-58. doi:10.1007/s11146-008-9145-z Lecomte, P., Ooi, J. (2012). Corporate Governance and Performance of Externally Managed Singapore Reits. The Journal Of Real Estate Finance And Economics, 46(4), 664-684. doi:10.1007/s11146-012-9377-9 Tu, Y., Ong, S., Han, Y. (2008). Turnovers and Housing Price Dynamics: Evidence from Singapore Condominium Market. J Real Estate Finance Econ, 38(3), 254-274. doi:10.1007/s11146-008-9155-x Websites Ema.gov.sg,. (2015). EMA : Home. Retrieved 25 February 2015, from https://www.ema.gov.sg/index.aspx www.garp.org,. (2015). CREDIT RISK MANAGEMENT. Retrieved 25 February 2015, from https://www.garp.org/media/489989/credit%20slides.pdf Okp.listedcompany.com,. (2015). OKP Holdings Limited - Financials. Retrieved 25 February 2015, from https://okp.listedcompany.com/financials.html.